non-bankable fiduciary relationships

I'm 25 and yet it's just now that I'm learning about banks and banking. You don't always get what you give. But it's too late when you realize that. You've already chosen where and how much to invest. You think you've covered all the bases. You think you've surveyed the choices and made the right choice for that relationship of trust--fiduciary as they say. In the long run, it's all about the risks you are willing to take. And the cold, lonely fact that nothing in this world is constant but change. The only other thing you can be sure of is that God will always give you the strength to cope.